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Repayment deadline approaches for certain APP producers
Aug 27, 2025
GUELPH, Ontario, August 27, 2025 – As we approach the End Of Production Period (EOPP) for all storable products, Agricultural Credit Corporation (ACC) would like to remind producers participating in the Advance Payments Program (APP) that loan repayments are due by September 30, 2025.
This date marks the EOPP for all storable products registered under the 2024 APP year.
The APP is a Government of Canada initiative which supports the provision of cash advances to producers across the country. Financing is available for over 4,000 different commodities, including grains and oilseeds, vegetables, livestock, ginseng, hemp, and even potted plants. Eligible producers can receive up to $250,000 interest-free in the 2025 Program Year, with an additional $750,000 available at the Prime Interest Rate, for a total of $1,000,000.
The production period for each agricultural product is determined based on its growing, harvesting/finishing and marketing cycle. This period forms the basis for the APP advance and repayment cycle for that specific product.
Examples of production periods include:
- Storable agricultural products: Typically 18 months, beginning April 1 of one year and ending September 30 of the following year.
- Non-storable agricultural products: Generally shorter, ranging from 9 months (April 1 to December 31) to 12 months (April 1 to March 31 of the following year).
- Cattle and bison: 24 months, usually from April 1 of one year to March 31 two years later.
- Certain crops (e.g., winter wheat): Begin as early as the previous October, with a 24-month production period ending September 30 of the following year.
- Continuous flow livestock and greenhouse operations: Have a 24-month production period, but advances can be taken at any time within that period. However, no advance can remain outstanding for more than 12 months from the date it was issued.
These timelines and related terms are outlined in each producer’s Repayment Agreement (RA) with their APP administrator.
Quote:
"We commend our producers for their tireless efforts throughout the spring and summer, cultivating a wide range of crops from wheat and corn to oilseeds and hay. We hope the season was fruitful. If you are one of our producers and have not yet completed your repayment on storable goods, we are here to ensure the process is as straightforward and efficient as possible. Should you have any questions, please don’t hesitate to contact one of our dedicated repayment associates.”
- Jaye Atkins, CEO of Agricultural Credit Corporation
Producers must repay their administrator within 30 days of receiving a loan or by the EOPP, whichever comes first.
Primary repayment options include cheque or e-transfer.
Applications for the 2026 APP will be available starting November 1, 2025. Interested producers are encouraged to contact an ACC representative for more information.
